MARYLAND ARMY NATIONAL GUARD

Benefits
The Maryland Army National Guard offers a variety of benefits in addition to your regular
drill pay that no other part-time job can match!!! If you are prior service or just coming from
active duty, then you are already aware of these outstanding benefit
LOW COST LIFE INSURANCE FOR YOU AND YOUR FAMILY
All Guard members are eligible for the Servicemember's Group Life Insurance (SGLI) and
are automatically covered for $400,000 at $25.00 per month (a rate you will not find anywhere
else!!!). Your rate does not go up with age and you are always eligible as long as you remain
a member of the Guard.
Your family is covered under the Family Group Life Insurance (FGLI). Your spouse is
eligible for up to $100,000 at various rates depending on age and your children under 18 are
covered for $10,000 at no charge!!!
LOW COST DENTAL INSURANCE PROGRAM
Most part-time jobs offer little to no medical or dental coverage and those that do usually
require you to work for several years before you are eligible. In the Maryland Army National
Guard, and at a very low cost, you can get a quality dental insurance plan. The plan covers
100% of check-ups, plus the majority of costs for fillings and other routine procedures at
selected dental care providers.
DISCOUNT SHOPPING
You and your family will have full Post Exchange (PX) and Commissary privileges!!! You may
have heard friends talk about the fantastic deals they get at the PX or commissary. No
department store can compare to the deals at the PX for electronics items such as home
theater systems, CD and DVD players and computers. At the Commissary, you will find
wholesale priced groceries and sales that you will not find that at you local supermarket. In
addition, the Maryland area has several Military installations in which to take advantage of
these benefits.
TRAVEL
Did you know that the military has it's own campgrounds and recreational facilities, all over
the country, as well as hotels in places like Orlando, Florida (Disney World). Guard members
can use these facilities at the same discounted rates as regular service members...and to get
there, you can take advantage of free space-available trips on military flights. In addition,
your National Guard unit may train overseas, traveling to Europe and Asia!!!
RETIREMENT PAY
It's never too early to think about! Military retirement benefits are available after only
twenty years of service and retirement isn't necessarily that far off! After serving twenty
satisfactory years, Guard soldiers are eligible to receive a percentage of their Guard pay
each month upon reaching the age of 60. Do you know of any other part-time job with a
retirement plan like that? In addition, the Army National Guard has a Thrift Savings Plan
(similar to a 401k plan) that you can sign up for that you can add to your retirement!!!
OTHER GREAT BENEFITS INCLUDE:
*Eligibility to qualify for a VA loan just after 6 years of service.
*Legal services such as wills, power of attorney and other legal benefits under the Soldier
and Sailors Relief Act.
*Opportunity to serve full-time in the Maryland Army National Guard where you can enjoy
ALL the benefits of being an active duty soldier.
*Maryland National Guard license plate that you can proudly display on your vehicle.
*The life experience you will gain and the camaraderie and friendship that you will develop
with your fellow soldiers.
*Survivor benefits for your spouse.
* A $1000 death gratuity to your family from the National Guard Association of Maryland.
*Plus...the personal benefit of serving you country, helping your state in time of need, being a
respected member of your community and the pride that goes along with wearing the uniform
of the United States Army and the Army National Guard.

*In addition to your military benefits, many private businesses and organization offer benefits
to Guardsmen, such as military discounts.